Find your worth, build wealth and discover fortune through understanding your monthly expenses using this expense report and expense manager. Your personal and household monthly expenses are a huge determinant of your wealth creation. We often hear that we need to live within our means, meaning that we should not spend more than we earn through income. Once you set up your expense report, you can track your monthly expenses. The expenses calculator provides a good template and worksheet – allowing you to get down to very specific expenses. Watch the little personal expenses, as they can add to something significant through the year.